Financing

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Affirm Monthly Financing

Make easy monthly payments over 3, 6, or 12 months

Rates from 0-30% APR on qualified purchases

Quick and easy

Enter a few pieces of information for a real-time decision.

No hidden fees

Know up front what you'll owe, with no hidden costs and no surprises.

Use at checkout

Select Affirm Monthly payments in the payment options at checkout for easy and flexible monthly payments.

How To Sign Up

To sign up for Affirm, you must:

Be a resident of the U.S. (including U.S. territories)
Be at least 18 years old (19 if you're a ward of the state in Nebraska).
Have a Social Security number
Provide a valid U.S. or APO/FPO/DPO home address.
Own a phone number that receives SMS and is registered t the United States or U. S. territories.
Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.

How To Use Affirm

At checkout, choose Pay with Affirm.

Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.

To ensure that you're the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.

Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you're approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you'll pay over the course of the loan.

To accept Affirm's financing offer, click Confirm Loan and you're done.

CLICK HERE TO PREQUALIFY

Your rate will be 0% APR or 10-30% APR based on credit and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Terms and Conditions

We want you to be absolutely satisfied with the purchase of your new item/s. The required signature confirmation from FedEx or USPS is an agreement by all parties to our invoice, both digital and paper, that all goods provided are in a satisfactory manner. If you do require a return, please follow the simple guideline below.

1. Get a Return Merchandise Authorization (RMA) To get a RMA, you must, within 48 hours of order delivery, fill out the return authorization form. Click Here to download a Return Authorization Form or send an email requesting a return authorization to customercare@mlfurs.com. NOTE that we WILL NOT ACCEPT ANY returns, WITHOUT EXCEPTIONS, if a return authorization form is not completed within 48 hours of delivery. Once you have completed the return authorization form, you will receive your RMA number within 1 business day, M-F. Please print out and complete form so you can enclose it with your return; see “Package your Items,” below.

2. Package your Items To ensure that your return is adequately protected in transit, we require you send your items to us in the original packaging provided. Include all original packaging and collateral material, including any fur appraisal certificate. Please note that any refund or exchange value will be reduced by $250 if the certificate is not returned. All garment tags must still be attached for a full refund. If there is a special promotional gift, All Free Gifts must be returned with products that are to be refunded. Refunds are not granted to products that are not returned with the free gift. Enclose a copy of your confirmed RMA email. Indicate your Return Merchandise Authorization Number on the outside of the package.

3. Send Your Package
A pre-paid FEDEX shipping label is provided for your convenience, insurance included. No postage is required upfront. The entire cost of return shipping will be deducted from your refund. Simply drop the packaged, labeled and insured box at a local FEDEX Office Store, or call FEDEX for a pick-up: 1-800-GO-FEDEX (463-3339). We must receive your return within 7 days of the date your purchase was delivered. Items must be returned new, unworn and damage free, in their original condition. The address is: ML INC Returns Department/RMA# 5992 S. Holly Street, Greenwood Village, CO 80111

4. Non-Qualified Returns
The following Items CANNOT be returned:
• Merchandise that has been worn, damaged, or not in its original condition.
• Merchandise for which a RMA was not obtained within 48 hours of delivery.
• Merchandise not received within 7 days of the date your purchase was delivered.
• All merchandise marked 50% off or greater are FINAL SALE.
• Any garment, modified (i.e. sized, monogrammed, worn etc.) abused or missing tags will not be accepted for refund or exchange. mlfurs.com will not be responsible for the subsequent shipping costs, and the merchandise will be returned to the purchaser.
• Any International order is final sale. All VAT, taxes, duties, government fees and FWS are to be paid by customer to the shipper at time of delivery.
• Custom Orders are Final Sale. Custom Orders are garments specifically made for a customer and must be paid in full before the merchandise is received. Please See our Custom Order Policy below.

5. Exchanges
Your purchase may be exchanged for merchandise of equal or greater value up to 15 days after your purchase is delivered. Just follow the same steps as for a return except:
• An RMA must be requested within 5 days of order delivery and the return for exchange must be made within 15 days of order delivery.
• DUE TO THE UNIQUE NATURE OF OUR PRODUCTS, MLFURS REGRETS THAT WE CANNOT GUARANTEE AVAILABILITY OF MERCHANDISE EXCHANGES.
• PLEASE CONTACT CUSTOMERCARE@MLFURS.COM OR CALL 1-877-MLF-FURS (1-877-653-3877) FOR EXCHANGE ASSISTANCE.

6. Additional Terms
• All merchandise is quality-inspected prior to shipment. If you find a product to be defective, please notify our Returns Department immediately. CONTACT either customercare@mlfurs.com or call 1-877-MLF-FURS (1-877-653-3877).
• Refunds are made only to the purchaser of record, and in the exact method of original payment.
• All items are subject to a restocking fee of up to 25% after purchase.
• Gift policy and returning gifts are applicable at time of purchase.
• mlfurs.com will not be responsible for the loss or damage of return shipments.
• PLEASE NOTE THAT MERCHANDISE PURCHASED ON MLFURS.COM CANNOT BE RETURNED TO THE MARKS-LLOYDS FURS STORE. ITEMS PURCHASED AT MARKS-LLOYDS FURS WILL BE HANDLED IN-STORE, IN ACCORDANCE WITH THEIR RETURN POLICY. WE APOLOGIZE FOR ANY INCONVENIENCE.

7. Custom Orders
I understand that the sale documented by this invoice is a custom order made to my specifications. I have reviewed those specifications entered electronically and acknowledge that they are accurate. Because this is a custom order, I understand and agree that the merchandise made pursuant to this invoice may not be exchanged or returned. The custom order MUST be PAID IN FULL before receiving merchandise.