Affirm Monthly Financing

Make easy monthly payments
over 3, 6, or 12 months

Rates from 0-36% APR on qualified purchases!

Quick and easy

Enter a few pieces of information for a real-time decision.

No hidden fees

Know up front what you'll owe, with no hidden costs and no surprises.

Use at checkout

Select Affirm Monthly payments in the payment options at checkout for easy and flexible monthly payments.

How To Sign Up

To sign up for Affirm, you must:

  • Be a resident of the U.S. (including U.S. territories)
  • Be at least 18 years old (19 if you're a ward of the state in Nebraska).
  • Have a Social Security number
  • Provide a valid U.S. or APO/FPO/DPO home address.
  • Own a phone number that receives SMS and is registered t the United States or U. S. territories.
  • Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.

How To Use Affirm

  • At checkout, choose Pay with Affirm.
  • Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.
  • To ensure that you're the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
  • Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you're approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you'll pay over the course of the loan.
  • To accept Affirm's financing offer, click Confirm Loan and you're done.

Your rate will be 0% APR or 10-36% APR based on credit and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.