Affirm Monthly Financing


Make easy monthly payments
over 3, 6 or 12 months

Rates from 0-30% APR on purchases $500 and over!


Quick and easy

Enter a few pieces of information for a real-time decision.

No hidden fees

Know up front what you'll owe, with no hidden costs and no surprises.

Use at checkout

Select Affirm Monthly payments in the payment options at checkout for easy and flexible monthly payments.


How To Sign Up

To sign up for Affirm, you must:

  • Be 18 years or older (19 years or older in Alabama or if you're a ward of the state in Nebraska).

  • Provide a valid U.S. or APO/FPO/DPO home address.

  • Provide a valid U.S. mobile or VoIP number and agree to receive SMS text messages. The phone account must be registered in your name.

  • Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.

How To Use Affirm

  • At checkout, choose Pay with Affirm.

  • Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.

  • To ensure that you're the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.

  • Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you're approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you'll pay over the course of the loan.

  • To accept Affirm's financing offer, click Confirm Loan and you're done.

Subject to credit check and approval. Down payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.